Travel insurance is highly recommended for all Canada visa applicants, and mandatory for certain visa types like Super Visa. This guide explains insurance requirements and recommendations.
Is Travel Insurance Mandatory?
- Super Visa: Medical insurance is MANDATORY (minimum 1 year, $100,000+ coverage)
- Tourist/Visitor Visa: Not mandatory but HIGHLY RECOMMENDED
- Medical Visa: Medical insurance is REQUIRED for medical treatment visas
- Student Visa: Health insurance may be required by province
Why Get Travel Insurance?
- Medical emergencies in Canada are expensive (hospitalization can cost $10,000+ per day)
- Protects against trip cancellation, lost baggage, flight delays
- Shows financial responsibility to IRCC
- Provides peace of mind during travel
Insurance Coverage Requirements
For Super Visa
Super Visa requires medical insurance from a Canadian company with:
- Minimum 1 year coverage
- Minimum $100,000 coverage
- Coverage for health care, hospitalization, and repatriation
For Tourist/Visitor Visa
Recommended coverage for tourist and visitor visas:
- Medical coverage: $100,000+
- Trip cancellation coverage
- Emergency evacuation
- Coverage for entire trip duration
Insurance Cost
Travel insurance costs vary based on age, coverage, and trip duration:
- Basic coverage: ₹5,000-10,000 for 2 weeks
- Comprehensive coverage: ₹10,000-20,000 for 2 weeks
- Super Visa insurance: ₹50,000-1,00,000+ per year
Where to Buy Insurance
Buy from reputable insurance companies that provide coverage in Canada. For Super Visa, insurance must be from a Canadian company.
Visa Services Requiring Insurance
- Canada Super Visa - Mandatory medical insurance
- Canada Medical Visa - Required medical insurance
- Canada Tourist Visa - Recommended travel insurance
- Canada Visitor Visa - Recommended travel insurance
- Canada Visa Consultation - Insurance guidance
